Dental health is a vital component of your overall well-being. Tooth decay can be a contributing factor in a number of ailments, from gingivitis to heart attacks. It's crucial you don't shortchange your teeth - or your health - by opting out of viable dental coverage. At Best Insurance USA, we can match you to premium, affordable carriers who can deliver the quality dental care you deserve.
HMO Dental Insurance HMO Dental Insurance can provide very cost effective coverage. The HMO requires the use of an in-network dentist in order for the plan to pay for the services.
PPO Dental Insurance A Preferred Provider Organization dental plan combines great rates with flexibility.
One of the primary benefits of a PPO Dental Plan is the flexibility it offers. Like a HMO plan, a Preferred Provider Organization (PPO) has a network of dental providers. However, a PPO plan offers more options. PPO networks tend to be broader, providing more options to find a dentist that fits your needs.
Dentists in a PPO network contract with the PPO for set prices for services. Often preventative services such as cleanings are 100% covered. You will be responsible for co-insurance costs and deductibles.
Some PPO plans allow for out-of-network visits. However, the co-insurance and deductible amounts for these visits are generally significantly higher than visiting an in-network provider.
Prepaid Dental Plans A prepaid dental plan is similar to a HMO plan. You pay a regular premium and you have full coverage.
Call Best Insurance USA toll free at (800) 490-0971 today to find out which Dental Insurance options are right for you.